Stonebarger, Gene

Gene Stonebarger is a Gene Stonebarger is a founding shareholder of Lindsay & Stonebarger, APC,, a law firm located in Folsom, California. The firm represents plaintiffs in class action and complex business litigation, with extensive experience representing consumers in financial privacy cases.

Court Ruling Jeopardizes Credit Card Privacy Law

By Gene Stonebarger

The California Legislature long ago recognized the dangers associated with collecting and maintaining consumers’ personal identification information, finding that the practice put the physical safety of consumers at risk and jeopardized consumers’ financial security due to identify theft and credit card fraud. In response, the Legislature enacted an amendment to the Song Beverly Credit Card Act in 1990 to protect privacy rights guaranteed to consumers by Article 1, Section 1 of the California Constitution. A recent State Court of Appeal ruling now threatens to open a loophole in this law, enabling retailers to collect detailed personal information on customers who pay with credit cards.