By Liana Molina and Kyra Kazantzis
Coalition Against Payday Predators
In the face of the state legislature’s inaction on payday reform and growing national visibility on the issue, cities across California are taking steps to rein in payday and other high cost lenders. Earlier this week, the City Council of Sunnyvale voted to restrict the growth of payday lenders by enacting a “cap” on the number of lenders, creating “buffer zones” between lenders, allowing payday lending only in designated areas, and establishing operational standards.
By Richard Holober
Consumer Federation of California
The California State Auditor’s has reported that the Public Utilities Commission’s Intervenor Compensation Program “has generally awarded compensation to intervenors – individuals and groups that represent the interests of utility ratepayers – in accordance with state law.”
The audit report - long awaited by consumer groups and utility corporations - surely dismays AT&T, Verizon and PG&E. The Intervenor Compensation Program provides consumers an effective voice before state regulators when for-profit gas, electric, telecommunications or water utilities seek unwarranted rate hikes, or rules that harm residential ratepayers.
By Norman Soloman
A terrible formula has taken hold:
warfare state + corporate digital power = surveillance state.
"National security" agencies and major tech sectors have teamed up to make Big Brother a reality. "Of the estimated $80 billion the government will spend on intelligence this year, most is spent on private contractors," the New York Times noted. The synergy is great for war-crazed snoops in Washington and profit-crazed moguls in Silicon Valley, but poisonous for civil liberties and democracy.
By Allison Mannos
Walmart's expansion strategy for Los Angeles and other urban areas has been to avoid public oversight by choosing real estate that doesn't require public review - and, where possible, to secure public subsidies, often with little public scrutiny.
By Anthony Wright
Saturday, the California Legislature passed historic legislation to expand Medi-Cal to over one million Californians, as well as key budget trailer bills that restore many dental services to over three million Californians and other key improvements in Medi-Cal.
The bills the Legislature passed included the major Medi-Cal expansion bills (AB1x1/SB1x1), and budget bills such as the main health trailer bill that includes the restorations to dental and other benefits (SB77/AB82), the reallocation of county safety-net dollars (SB80/AB85), and another to reinstitute the Managed Care Organization (MCO) tax to help fund health in the budget (SB78/AB83).
By Anthony Wright
The white hot spotlight on health reform in California continues. For the New York Times Room For Debate, we at Health Access were pleased to contribute an essay, "Obamacare is Working in California" as part of a package answering the question, "Is Obamacare Too Complicated to Succeed?" Here's part of our answer:
In fact, the law is a huge step toward a simpler and more straightforward system. One of the new insurance exchanges under the ACA, Covered California, will offer standardized plans to finally allow consumers and small businesses to make apples-to-apples comparisons among health plans.
The law will also provide subsidies so low- and moderate-income families can pay only a percentage of their income, on a sliding scale. It's a revolutionary change; premiums now can be based on what you can afford, rather than how sick you are.
Using its purchasing power, Covered California has just announced negotiated rates with a broad selection of plans - and there's good news: the rates are lower than expected. This is partially because California explicitly gave its insurance marketplace the power to bargain for the best price and value.
By Anthony Wright
Governor Jerry Brown announced his May Revision of the California State Budget on Tuesday, declaring for the first time in decades a multi-year balanced budget. In his brief remarks unveiling the proposal, the Governor highlighted planned investments in education, as promised in the campaign for Proposition 30 last fall, as well as the work to implement the federal Affordable Care Act (ACA).
In the May revision of the budget, Governor Brown moves towards a resolution for a timely Medi-Cal expansion as required under the Affordable Care Act. But the budget seeks a greater than 75 percent cut to county safety net funds, and would continue cuts to Medi-Cal provider rates and Denti-Cal.
By Hollaine Hopkins
Health care cost containment is a critical issue facing every participant in the health care system. Efforts to contain costs, however, appear to have given rise to dangerous financial arrangements between health insurers and pharmacists that may be jeopardizing the health of California patients.
A loophole in California law allows your health insurer to give a financial kickback to your pharmacist every time the pharmacist switches your medication to older, cheaper, non-chemically equivalent drugs from those originally prescribed by your doctor, even without your knowledge.
By Linda Leu
The California Senate Health Committee had extensive discussion Wednesday about a number of issues related to improving the health and well-being of Californians.
The first revolved around workplace wellness programs. While some large employers have claimed success in promoting prevention and health at the worksite, other employers have used wellness programs tied to health insurance to shift coverage costs to employees and to discriminate against workers with health conditions.
By Linda Leu
Wednesday afternoon, the California Senate Health Committee passed SB639 (Hernandez), which implements many provisions of the Affordable Care Act that will help ensure consumers will be able to purchase affordable coverage. This includes the limiting of out-of-pocket expenses, aligning plans by value, and standardizing plan benefits, both within and external to the state health exchange marketplace.