Reply to comment

I agree, too... it would be idiotic to keep the account open with a tiny balance. For reasons other than wanting to "stick it to the man," I switched all my banking to a joint account with my husband (at another bank.) I have been a bit lazy about closing my BOA account (which has an $18 monthly fee!!!) and I just have to keep feeding the account money just to cover the monthly fee. That's $216 a year BOA gets for doing absolutely nothing. And, until recently, a negative balance (which can be caused by the monthly fee exceeding what you have in the account) would lead to a $35 fee if it was not rectified within 5 days, only putting you more in the red!!! Not to mention it is a big hassle to have accounts you don't use open... I have to remind myself to check the balance. Nope... the solution is to close it completely.